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Government Programs

Homeowners Are Saving THOUSANDS With Newly Introduced 2019 Government Program. You Can Check In 60 Seconds If You Qualify.

Homeowners born before 1985 may qualify for the greatest mortgage reduction program in history.

(Washington, D.C.) After 10 years, the Home Affordable Refinance Program (HARP) has ended but almost 10 million Americans can still save thousands a year by refinancing their home. Those who did not qualify for qualify for HARP need not worry, as There Is A Replacement For HARP, BETTER than before! Recently introduced this year as a replacement for an outdated federal stimulus, this program is paying out homeowners $4,264 to those who qualify, and thousands more by lowering monthly mortgages. Find out if you could cut your payments and benefit from the new High LTV Program now. The amazing new scheme — which has replaced the Home Affordable Refinance Program after 10 years — offers well needed, additional relief to homeowners struggling with soaring rates. The program offers even better refinance options than HARP itself with incredible benefits including:
  • Lower Monthly Payments
  • Shorter Loan Terms
  • More Stability with Fixed Rates
  • No Credit score Requirements
  • No Mortgage Insurance
  • Earn cash Payouts from Investment Properties

HARP Expired and Things Got Better

What most homeowners don’t know, is that HARP was only for people UNDERWATER on their mortgage. Why did HARP Fail? Because less than 10 percent of homeowners are underwater on their mortgages.* If you were turned down for a HARP loan, you can qualify for the new government program in place. You can get a streamline refinance, flex modification loan, or benefit from the New High LTV Program. The Government is still backing better programs.

Here’s how to get started:

Step 1: Select your age below

Step 2: Take The HARP Refi Quiz (takes less than 60 seconds), and instantly see if you qualify and start saving.
18-24  25-34  35-44  45-54  55-64  65+
Click here to see if you qualify
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Average savings of $4,264 per year ($355 per month) from http://www.freddiemac.com/finance/pdf/RefiReport2013Q3.pdf HARP is set to expire December 31, 2018 (https://harp.gov/About) and is free https://www.makinghomeaffordable.gov/get-answers/Pages/program-HARP.aspx but standard refinance fees will still apply. In the President’s State of the Union address, he told homeowners that if they refinanced at today’s historically low rates, they could save up to $3,000. This statement can be found in the State of the Union transcript: www.whitehouse.gov/the-press-office/2012/01/24/remarks-president-state-union-address. Additionally, homeowners who refinance from 30 year fixed mortgages to 15 year fixed mortgages can save up to $145,000. Further information: www.nytimes.com/2011/08/21/realestate/exploring-the-15-year-loan-for-refinancing-mortgages.html. SavingStrides.com is not a mortgage broker or lender, SavingStrides.com acts as an independent advertising publisher. This webpage is formatted as an advertorial and is brought to you by SavingStrides.com. An advertorial, is an advertisement that is written in an editorial news format. PLEASE BE AWARE THAT THIS IS AN ADVERTISEMENT AND NOT AN ACTUAL NEWS ARTICLE, BLOG, OR CONSUMER PROTECTION UPDATE. IMPROVEMORTGAGE.COM MAY RECEIVE PAID COMPENSATION FOR CLICKS OR SALES PRODUCED FROM THE CONTENT FOUND ON THIS WEBPAGE. This compensation may affect which companies are displayed, the placement of advertisements, and their order of appearance. Any information or price quotations listed may not be applicable in your location or if certain income requirements are not met. Additionally, our advertisers may have additional qualification requirements. SavingStrides.com does not use your financial information to apply for a mortgage, refinance, or other loan. Where you provide any information to us, such information shall be passed on to our third party advertising partners.